Loan Programs
Learn who we are and how we serve Reno homeowners.
Loan Options Tailored to Your Needs
From first-time homebuyers to seasoned investors, I offer a wide range of home loan and mortgage solutions tailored to fit your unique goals. With competitive rates, flexible terms, and expert guidance, I’m here to make your path to homeownership as smooth and stress-free as possible.”
Home Loan Types
Conventional
Home Loans
Conventional
Home Loans
A standard, flexible mortgage option for buyers with good credit and stable income, offering competitive rates and terms.
FHA
Home Loans
FHA Home Loans
An excellent option for first-time buyers or those with lower credit scores, offering a low down payment and more flexible qualification requirements.
VA
Home Loans
VA Home Loans
A powerful benefit for veterans, service members, and their spouses, offering no down payment and no private mortgage insurance.
Jumbo
Home Loans
Jumbo Home Loans
Financing for high-value properties that exceed conventional loan limits, providing a solution for purchasing luxury homes.
Self-Employed Mortgage Solutions
Self-Employed Mortgage Solutions
Tailored mortgage options designed specifically for self-employed individuals, using alternative documentation to verify income.
Non-Qualified Mortgage (NQM) Loans
Non-Qualified Mortgage (NQM) Loans
Flexible loan programs that don't meet strict conventional guidelines, ideal for unique financial situations or non-traditional income.
Bank
Statement Loans
Bank
Statement Loans
A popular NQM loan that uses your bank statements to verify income, making it perfect for self-employed individuals and business owners.
Investment
Property Financing
Investment
Property Financing
Mortgage solutions for acquiring and financing residential or commercial investment properties, from single-family homes to multi-unit buildings.
ITIN
Loans
ITIN Loans
Mortgage solutions for individuals with an Individual Taxpayer Identification Number, providing a path to homeownership for those without a Social Security number.
Refinance
Home Loans
Refinance
Home Loans
A solution to replace your current mortgage with a new one, allowing you to secure a lower interest rate, change your loan term, or tap into your home's equity.
Cash-Out
Refinance
Cash-Out Refinance
A type of refinance that allows you to convert a portion of your home's equity into cash to use for renovations, debt consolidation, or other large expenses.
Renovation & Construction Loans
Renovation & Construction Loans
Financing options that cover the cost of a home purchase and the funds needed for renovations, all in a single loan.
USDA
Home Loans
USDA Home Loans
A government-backed loan designed for low-to-moderate-income homebuyers in eligible rural areas, offering 100% financing and low mortgage insurance.
First-Time Homebuyer & DPA Loans
First-Time Homebuyer & DPA Loans
Programs and grants designed to help first-time homebuyers with down payment and closing costs, making homeownership more affordable.
Reverse
Mortgage
Reverse Mortgage
A loan for senior homeowners that allows you to convert a portion of your home's equity into cash without having to sell your home or make monthly mortgage payments.